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Archive for October, 2017

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Confusopoly:  Is TIAA Preying on Investors?

Confusopoly: Is TIAA Preying on Investors?

Our readers may be familiar with the work of Scott Adams, who coined the term confusopoly, which describes any industry that benefits from keeping consumers confused. The Financial services industry is clearly a confusopoly. And executives at financial services firms understand human beings are not only irrational, but actually (nearly)…

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My Thoughts on Debt

My Thoughts on Debt

Economic Dangers The primary economic danger of debt is that compounding interest works against you rather than for you. The second economic danger of debt is that debt becomes a trap – getting in takes no effort, but getting out can feel impossible. The feeling of power turns into a…

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